Money and benefit welfare advice

Do you get State Pension? Check if you’re entitled to get it topped up by Pension Credit.


Pension Credit

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Could You Be Eligible for Pension Credit?

Pension Credit is an income-related benefit from the Department for Work and Pensions (DWP). It’s designed to help pensioners with living costs, especially those on a low income.

What Does Pension Credit Do?

It can top up your weekly income to:

  • £227.10 if you’re single
  • £346.60 if you have a partner

You may also get extra amounts (called Guarantee Credit) if you have a severe disability, caring responsibilities, or certain housing costs.

Who Can Apply?

  • You must have reached State Pension age (currently 66) and live in England, Scotland, or Wales.
  • Mixed-age couples usually need to claim Universal Credit until both partners reach pension age.

Why Apply?

Even a small award can unlock other benefits, such as:

  • Free TV licence if you’re 75 or over and receive Pension Credit
  • Council Tax Reduction
  • Help with NHS dental treatment, glasses, and travel to hospital
  • Energy support schemes like the Warm Home Discount

Please contact our Affordability Officer, Cath Stone on 07974 751 084 to check your eligibility and for help applying.